A lot of us are looking for the quickest way to get rid of our debts. There are many companies who offer this but unfortunately, even if they work, you will find yourself falling back and getting deep in debt once more. This is because you are not really tackling the problem, your behavior. It is not only about your spending habits alone. You need to develop good financial management habits. That is the only way that you can truly implement the debt management practices that will get you the financial freedom that you wish to have.