Getting out of debt or getting wealthy books talk about everything you need to give up, “you don’t need the big house, sell it and buy something smaller, you don’t need that car you have payments on, sell it and buy a cheap car with no payments, you can buy fewer clothes, less jewelry”. That is true, they are absolutely correct this is the best course of action or better yet if you had never bought the big house or the car or the jewelry or the clothes you wouldn’t even be in this situation. However, that advice is also unrealistic, completely changing your financial habits is like being overweight and deciding to go on a no carb diet, let’s be honest if you’re overweight it’s because you love carbs.