Have you paid off debt only to get back in debt again?

In order to stop any cycle a change has to occur. In this case, the change needs to begin in your mind. When you realize debt isn’t a money problem. In fact, its not even an issue of financial literacy the cycle is quite easy to stop. Most of us understand principal, interest, fees, and other financial terms. However, we’re not aware of our subconscious separation of the words credit and debt. Even though, consciously we understand they’re one in the same.